Does Anyone Have A 850 Credit Score

But he has one more thing that most people would really, really love to have: a credit score that is higher than almost everyone else in the country. Pavelka, 56, has a credit score of 848 out of 850.

The perfect credit score is an elusive and fickle mistress. The 850 credit score calls like a Greek siren, surrounded by treacherous terrain. Many credit users have damaged their scores in a.

How To Read A Credit Score

Because it's true – when your credit score is in the 800 to 850 range, you've. You can now have your pick of most credit cards and loans, as well as enjoy. redeem; you can do so at any time, with no minimum redemption amount. For anyone who needs to finance a large purchase over several years,

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as well as anyone on active duty and those in the National Guard and reserve units, are eligible. With the Department of Veterans Affairs standing behind these loans, they’re also less risky for.

A FICO Score of 850 is well above the average credit score of 704. An 850 FICO Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.

“Does the National Housing. to riskier borrowers who have been closed out of government-backed loans. Though Fannie Mae and Freddie Mac will buy loans from borrowers with credit scores as low as.

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A perfect credit score of 850 is technically possible, according to FICO spokesperson, Craig Watts but may not be possible for anyone.

Typically, most lenders do not require an individual to have an 850 FICO Score to secure the best loan features. Instead, they set a high-end cutoff (typically in the upper 700’s) where those applicants scoring above that cutoff get these most favorable terms. In other words, don’t sweat it if you are "only" an 800 as most lenders are likely to treat you the same whether you score 800 or 850 because your risk of not paying as agreed is very low in these highest FICO Score ranges.

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